22.12.08
Happy Holidays & A Cheap New Year
As the last posting of this extraordinary year, first of all everyone at Cobalt would like to wish you a very Merry Christmas and a Happy New Year. If things carry on as they are going, it could be a cheap New Year for many prepared to take advantage of historically low mortgage rates, low House Prices, and hopefully falling energy prices as well.
22.12.08
Protect The Unexpected
These are difficult times as everyone is all too aware, and sometimes the unexpected can unfortunately become a reality to all too many when there is a significant downturn in the economy – especially for homeowners who are suffering financially. It’s a concerning time, but there are simple steps that you can take to help safeguard your home.
04.12.08
Mortgage Rates Slashed Further
The Monetary Policy Committee have today confirmed that they have slashed Bank Base Rate by a further 1% to now stand at just 2%.
04.12.08
Repayment The New Interest Only
For many who took out mortgages at the height of the housing boom, having an interest only mortgage was considered not a problem. After all, property prices were rising, it made the payments more affordable and the plan was to pay back the loan either via bonus payments or the eventual sale of the property. Unfortunately, many did not understand the full risks of such an option.
02.12.08
Another Cut On The Cards
All eyes will be on the MPC this week with another rate cut expected on Thursday. Expectations are for a cut of between 0.5-1%.
02.12.08
Base Rate Tracker Trouble
Rumour has it that some lenders are facing some undue attention over their Tracker products, and in particular, the fact that there are some collars attached to them.
02.12.08
Save Up To 50% On Your Favourite Wines !
A bit of festive cheer for you! With Christmas looming ever closer but more and more of us feeling the pinch, Last Drop Wines, a new UK wine merchant set up by a client of Cobalt Capital, hopes to ease the pain a little by offering fantastic wines at prices cheaper than anywhere else on the high street.
24.11.08
Another Victim Of The Credit Crunch
The credit crunch continues to claim the scalps of financial giants with Citigroup becoming the latest victim last week.
24.11.08
The Return of The 3.99%
To many the 3.99% rate was always a mythical entity, much coveted and once obtained, bragged about incessantly at dinner parties and in pubs all over the UK. Well, the good news is that it is back.
24.11.08
Mortgages For French Properties Get Attractive
For those looking to purchase or refinance a property in France, it has often been difficult to obtain straight-forward and attractive mortgages. Until now that is…
Monty's Mortgage Blog
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